Collection IQ™
Your Step-by-Step Guide to Collection Accounts

A collection account showed up on your report. Maybe you never even got a letter.

Now what?

Collection IQ™ is a 36-page guide that walks you through it, in the right order.

Inside:

The 3-step order: go to the source first, then the bureaus
7 letter templates, ready to fill in
What a debt buyer has to prove, and how to ask for it
What to do if a collection showed up and you never got a letter
How to mark up a collection notice, with an annotated example
A phone script, plus how to keep everything in writing
Settlement guidance based on how old the debt is
A tracking log so nothing slips

Stop guessing. Know what to ask for, and in what order.

Launch price: $17 through Cyber Monday, Nov 30. Goes to $27 on Dec 1.

Educational resource only. Not legal advice. Results vary.

Collection IQ™

$17.00

Collection IQ™ is the intellectual property of My Brilliant Finish Financial Group.

This guide is licensed for individual personal use only.

You may not:

Copy or reproduce this guide in whole or in part.

Share, email, upload, or distribute this guide to others.

Resell, modify, or create derivative works from this guide.

Use this guide for commercial purposes without prior written permission.

If you know someone who would benefit from this guide, please direct them to purchase their own licensed copy through My Brilliant Finish Financial Group.

Educational Disclaimer

Collection IQ™ is provided for educational and informational purposes only.

The information contained in this guide is intended to help consumers better understand collection accounts, consumer reporting, consumer rights, and documentation practices. It is not legal advice, financial advice, tax advice, or credit repair services.

This guide does not guarantee the removal of collection accounts, changes to credit reports, or any specific outcome. Results depend on individual circumstances and the accuracy of the information reported.

Consumers are encouraged to review applicable federal and state laws and consult a qualified professional when legal or financial advice is needed.

Digital Product Policy

Due to the nature of digital products, all sales are final.

No refunds, returns, or exchanges will be issued once the file has been downloaded or accessed, except where required by applicable law.

© 2026 My Brilliant Finish Financial Group. All Rights Reserved. Collection IQ™

Collection IQ™

Collection IQ™

Copyright & License Copyright © 2026 My Brilliant

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